Suze Orman delves into the murky underbelly of (shudder) AOR’s. Watch at your own peril.
Duration : 0:9:59
Tags: 22 Comments
Columbus Loans & Home Mortgages
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February 11th, 2009 by
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22 responses so far ↓
lol this …
lol this doesn’t know what she’s talking about. What is it about america where complete tards can get into positions of power and the ability to influence people?
I LOVE THIS VIDEO. …
I LOVE THIS VIDEO. ARTHUR ROBINSON.
i thought about …
i thought about doing this a couple months ago but never pulled the trigger. my fico is over 700 and i’m good with staying organized with my money so i dont think i would have any problem making sure payments were due on time, etc.
I may have to look into this again. thanks suze for convincing me to reopen this chapter and jump on the apporama wagon. w00t
9:47 – I have had …
9:47 – I have had my FICO score drop into the 650 range, and it has never affected my auto premiums. Perhaps it does with some companies, but not mine.
This is typical Suze fare. She tries a one-size-fits-all approach, and fails miserably. I have made over $5000 on app-o-rama over the past 20 months. It’s true that it’s not for people who do not carefully analyze the terms of the agreements, or ones that are careless and would miss payments or fail to pay back at the end of the term…
7:38 – Suze states …
7:38 – Suze states that BT fees are usually a minimum of $75 up to 3% of the BT amount. Again, this is untrue. Many offers are for a min of $10 with no max, 3%. However, there are numerous offers of $75 cap BT fees (even $0 fees) still available. I don’t know of a single lender charging a $75 minimum!
9:15 – Suze makes it sound like the lender can change the 0% rate anytime they like. This isn’t true, and she explains that afterward, but she is quite misleading in her initial statement…
7:10 – Suze states …
7:10 – Suze states that you need to do a cash advance first to do this strategy. This is simply untrue. I know that both Chase and Bank of America are happy to dump balance transfer money directly into a checking account. I have personally done it four times!
More to come…
5:14 – Suze says …
5:14 – Suze says that you need a FICO of 760+ to get a 0% offer. This is simply untrue.
6:12 – Suze says that the 5% rate you get will only end up as 3% after tax. Actually, for most people, it will be about 3.5%, which is a lot different. Also, if you have $50,000 invested, that 3.5% adds up to $1,750 per year. That’s more than many people pay in PMI every year. Doesn’t seem like small potatoes to me!
More in my next comment…
Check out The B …
Check out The B Word budget method found at thebword(dot)com. The B Word system addresses the management of cashflow. It’s the part of money management that you never hear finance professionals discussing. It’s a mystery to me why…??
wow wonder why i …
wow wonder why i got a -5? all i did was speak the truth. wonder if someone just got mad because i corrected her. she was plain wrong.
she meant in …
she meant in general
you have to be informed before you listen to her, first ask your credit buerau or be well informed, it is the best way to be prevented.
You broke right?
…
You broke right?
and want everybody else to lie low and broke so you will feel good.
Of course not, I …
Of course not, I take most of the advice of Suze but I inform myself from other sources or the official ones to.
Everybody should do that before doing that, just in case.
You are just mad …
You are just mad because you are broke. Also, you can never get a woman this hot in your life.
Suzie is wrong. …
Suzie is wrong. You don’t have the best credit score to get the 0% balance transfer. These are teaser rates to get you to use the card. Credit card companies make more money from you using your card for items than on interest.
So it is fair for …
So it is fair for credit card companies to scam us but not us them. That is stupid. I bet Suzie has advertisers from Visa and Amex.
I think she is …
I think she is correct on saying that it’s not a good way to scam the credit card, because you’ll have to make the monthly payment and the bank can change your interest anytime. The bank is in it to make money, if they know they can’t profit, they won’t do it.. You know the house always win when you gamble..
When she says you …
When she says you need a high Fico score to obtain a 0% credit card, what she meant is you need that high score to get the $50,000 or $30,000 limit, which is how you could make a significant amount of money on the 5% interest rate that a bank would offer. If you get a 650 Fico score and you get $9,000 at 0%. After a year, you would only make $450 on that at 5%. Obviously, much smaller.
LOL, f-ing moronic. …
LOL, f-ing moronic. Only a tard would listen to this loud braud.
I only have a FICO …
I only have a FICO of 650 and I got a 0% credit card.
she is wrong about …
she is wrong about 0% offers. ive gotten 5 or 6 0% offers with credit scores of 640- 660, my highest limit being $9,000 and that was before any credit limit increases. she needs to do her research. she lost all credibility after that statement.
Thanks for the …
Thanks for the video. She doesn’t know anything about AOR. Better learn from SIS or interview him!
Thanks, Rapacious!
Thanks, Rapacious!